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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as could also be levied every so often by the Government or different authority in respect of or in connection with the Card. The money advance payment and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. “Minimum Amount Due” means the minimal quantity specified by the Bank in statement which if paid by the Payment Due Date will prevent any late cost charge.

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“Schedule of Charges” means the record of expenses applicable for the providers provided on the Card. These charges are subject to adjustments at the sole discretion of BRAC Bank Limited. However, such modifications in costs could additionally be made solely with potential effect giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or gadget by which Card and/or PIN can be used. This consists of ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be performed or another authorized terminal or system linked to BRAC Bank electronic banking system every so often.

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